Choose the Right Financing Plan for You
FIVOL SPA offers three structured financing tiers to match different business sizes, credit profiles, and capital requirements. Each plan comes with clearly defined terms, dedicated support, and no hidden fees. Select the plan that fits your current stage and scale up as your needs grow.
Starter Credit
From 5,000
Designed for sole traders, freelancers, and early-stage small businesses that need initial working capital or a consumer credit facility with straightforward terms.
- Loan amounts from $5,000 to $25,000
- Repayment terms: 6 to 24 months
- Fixed interest rate, no variable surprises
- Online application with 48-hour decision
- Personal credit advisor assigned on approval
Business Growth
From 25,000
Built for established SMEs seeking larger capital injections for expansion, equipment financing, or managing seasonal working capital demands.
- Loan amounts from $25,000 to $250,000
- Repayment terms: 12 to 48 months
- Choice of fixed or structured variable rates
- Dedicated SME credit specialist throughout
- Early repayment without penalty on standard terms
Commercial Partner
From 250,000
Tailored for mid-market companies and commercial entities requiring revolving credit lines, multi-tranche facilities, or bespoke commercial financing structures.
- Credit facilities from $250,000 upward
- Revolving or term structures available
- Bespoke repayment schedule negotiated per deal
- Senior relationship manager and credit team access
- Quarterly portfolio reviews and limit adjustments